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    <loc>https://edfa.com.au/key-facts</loc>
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    <lastmod>2021-11-16</lastmod>
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      <image:title>Key Facts - It all starts here.</image:title>
      <image:caption>These issues are significant, yet we’re investing for a better outcome in the future with a more positive impact. Are you considering joining us?</image:caption>
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  <url>
    <loc>https://edfa.com.au/mission</loc>
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    <lastmod>2025-11-24</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5e5ed5d8dd87cd5217d6c402/1620077908722-T7WGAQKLBXP9JYSRPE01/woman-in-blue-scrub-suit-helping-woman-sitting-on-bed-3985301.jpg</image:loc>
      <image:title>Mission - Our Mission</image:title>
      <image:caption>Generating returns through projects that matter. We know investing can have long term significant impacts on our financial security. But where do these funds go? Who do they help? We created Ethical Income Fund to facilitate competitive returns to our investors while ensuring our projects have longevity and impact. In a changing climate, we know the importance of protecting our future, our families and providing adequate resources to grow within Australia.</image:caption>
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      <image:title>Mission - Take a stand</image:title>
      <image:caption>Investing in our future benefits more than just our investors. We’ve seen first hand the direct impacts of investing in areas desperately needing resources across Specialist Disability Accommodation, affordable housing, allied health, the energy sectors, medical and more. Our approach to these projects is with awareness of what is possible when these potential developments are fully funded.</image:caption>
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  <url>
    <loc>https://edfa.com.au/home</loc>
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    <priority>1.0</priority>
    <lastmod>2026-02-19</lastmod>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5e5ed5d8dd87cd5217d6c402/1583285568199-CWUTZHPGSEM7USGICMYY/EDFA-Family.jpg</image:loc>
      <image:title>Home - Enabling private sophisticated domestic individuals and SMSF Investors Australian Superannuation Funds International Investors To contribute to a better world.</image:title>
      <image:caption>Why make a positive investment with Ethical Development Fund Australia? "Every one of us holds a powerful force within. When we unlock it, there’s no vision too bold, no dream too big, and no goal out of reach." Michael Shekell - Director</image:caption>
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    <image:image>
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      <image:title>Home - Choose to invest and impact the future of others.</image:title>
      <image:caption>There’s a choice to make when it comes to investing. Your money, invested with EDFA, makes a genuine measured ESG Aligned Impact. Together, let’s shape the future of those around us.</image:caption>
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  <url>
    <loc>https://edfa.com.au/team</loc>
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    <priority>0.75</priority>
    <lastmod>2026-02-18</lastmod>
  </url>
  <url>
    <loc>https://edfa.com.au/invest</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2021-09-22</lastmod>
  </url>
  <url>
    <loc>https://edfa.com.au/contact-us</loc>
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    <priority>0.75</priority>
    <lastmod>2025-11-24</lastmod>
  </url>
  <url>
    <loc>https://edfa.com.au/terms-and-conditions</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2021-05-04</lastmod>
  </url>
  <url>
    <loc>https://edfa.com.au/information-memorandum</loc>
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    <priority>0.75</priority>
    <lastmod>2021-05-03</lastmod>
  </url>
  <url>
    <loc>https://edfa.com.au/equity-income-fund</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-11-24</lastmod>
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      <image:title>Equity Income Fund</image:title>
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  <url>
    <loc>https://edfa.com.au/mortgage-income-fund</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-11-24</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5e5ed5d8dd87cd5217d6c402/1619607929344-11BPMAG7FVJQA5CF2EMH/MIF.png</image:loc>
      <image:title>Mortgage Income Fund</image:title>
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  </url>
  <url>
    <loc>https://edfa.com.au/projects</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2026-02-18</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5e5ed5d8dd87cd5217d6c402/f2486ce6-b498-4c89-b1a2-6b7a8c82011e/800MW+BESS+NSW+EDFA+MICHAEL+SHEKELL.png</image:loc>
      <image:title>Projects - With your help, we’re funding BESS &amp; SOLAR renewable precincts.</image:title>
      <image:caption>We are working with committed providers to fund the development and construction of clean, green and renewable energy infrastructure sites while exceeding expectations on ESG compliance and Governance. BESS is the future of reliable energy to the NEM Grid. Pre construction PPA and Tolling agreements are in place with each project site.</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5e5ed5d8dd87cd5217d6c402/1587629697411-TZDSF3EZ0IT47N83DBXQ/unnamed+%281%29.png</image:loc>
      <image:title>Projects - With your help, we’re funding Queensland’s first Resource Recovery WtE precincts.</image:title>
      <image:caption>We are working with committed providers to fund the development and construction of Queensland first WtE project that will serve the 7 surrounding councils, and industry. With an allied technology precinct this first of a kind in Australia will service current demand and be the bench mark for future facilities in North QLD cities.</image:caption>
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    <image:image>
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      <image:title>Projects - With your help, we’re progressing technology.</image:title>
      <image:caption>There are currently hundreds of data centres throughout Australia, with the majority in Sydney. The demand for data centres is anticipated to double by 2027. In Australia, 95% of our data centres are old, small-scale operations averaging over 20 years old and inefficiently designed. This has created an opportunity for a carbon-negative alternative.</image:caption>
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    <image:image>
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      <image:title>Projects - With your help, we’re funding biofuel production.</image:title>
      <image:caption>Global annual biofuel production is projected to increase tenfold by 2060. The volume being produced in Australia sits well below its average, with a necessary increase by around 40 times to contributes its share. Renewable gas fuel is produced completely by organic waste, creating fuel for natural gas transport with an estimated 70% lower emissions from gasoline or diesel run vehicles.</image:caption>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5e5ed5d8dd87cd5217d6c402/1619609077331-F2TXYQRM07OY31HYZDIX/pexels-cottonbro-4569340.jpg</image:loc>
      <image:title>Projects - With your help, we’re funding housing.</image:title>
      <image:caption>We’re uncovering chances for change through closely monitoring affordable housing and Specialist Disability Housing opportunities We’re working with community housing providers, Commonwealth institutions and not-for-profits to help fund housing in locations that will benefit Australians within the affordable housing program.</image:caption>
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  </url>
  <url>
    <loc>https://edfa.com.au/information-memorandum-mif</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2021-07-16</lastmod>
  </url>
  <url>
    <loc>https://edfa.com.au/information-memorandum-eif</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2021-07-19</lastmod>
  </url>
  <url>
    <loc>https://edfa.com.au/im-landing</loc>
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    <priority>0.75</priority>
    <lastmod>2021-09-22</lastmod>
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      <image:title>IM</image:title>
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      <image:title>IM</image:title>
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  </url>
  <url>
    <loc>https://edfa.com.au/new-page</loc>
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    <lastmod>2022-03-09</lastmod>
  </url>
  <url>
    <loc>https://edfa.com.au/team-1</loc>
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    <priority>0.75</priority>
    <lastmod>2025-08-07</lastmod>
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